life planning

It is no secret that the typical American is working long hours with little respite compared to other countries with large economies. Full-time employees report an average work week of 47 hours and four out of 10 American workers say they work over 50 hours a week.

It’s a new year and a time for new beginnings, commitments, goals and resolutions.  A time to think about the accomplishments of the past, appreciate the present, and dream for tomorrow.

Although one may not realize it, we have all developed core beliefs about money – usually from an early age - that drives our financial behavior and decision-making. That belief, whether positive or negative, is firmly planted in the driver seat of our financial emotions but may remain undetected until provoked.