disability

Proper financial planning should always be a focus, but for those who are dealing with a physically ill spouse or loved one, it is crucial. There are several financial considerations that you will need to ponder, and naturally, these will not work with every situation, and chatting with a professional financial planner is one place to start.

Cash Flow

What exactly does it mean to “fully” protect your financial future?

The prospect of suddenly having to face life with a disability that limits your ability to work in the way you’re used always seems unlikely. Disability is something other people face, maybe in old age, but not you. While disability insurance may seem unnecessary right now the facts give cause for the preemptive action.

In Alanis Morissette’s hit song Ironic, she commiserates with the listener about life’s unfortunate timing. “It's like rain on your wedding day. It's a free ride when you've already paid. It's the good advice that you just didn't take. Who would've thought, it figures.”